Insurance in the Form of a Standby Generator

!±8± Insurance in the Form of a Standby Generator

Power outages never come at the right time and one never knows when an outage is going to occur. Outages today occur for many reasons including natural disasters, severe weather, and heavier than normal power demands on the power grid.

These outages, when short in duration, may come as a minor inconvenience in most situations but can become something else altogether when power is down for extended periods of time. These extended outages can prove to be dangerous for home owners, especially when they are accompanied by severe weather or there is a need in the home for electric medical devices.

These outages can also prove to be costly for business owners who, without backup power, cannot run their business without computers, phones, power to run equipment, etc. An outage can effectively close any business that doesn't have backup power until electricity is restored.

In these situations, having a backup power generator can be the difference between a small glitch in the day and potential disaster. For this reason having a standby power generator can act as a rock solid insurance policy against the possibility of loss during a power outage.

Hospitals have long used standby power generators due to the potential for large scale loss of life that can occur with even a relatively short outage. The loss of power to respirators, monitoring equipment, and other life saving machinery is simply unacceptable considering the lives at risk. Other issues include the potential for the loss of medical records, documents, and any other information that is stored electronically.

The risks are similar, though mostly on a smaller scale for homeowners and business owners. For even the healthiest of homeowners, the loss of power can result in life or death situations depending on the severity of local weather conditions.

An outage could be considered as a life or death situation for a business without power backup as well. Take, for example, a large restaurant. Loss of power would mean loss of refrigeration. Without refrigeration, food could either spoil or become unserveable if power stays off for too long resulting in a catastrophe as pounds upon pounds of meat, fish, and poultry would have to be thrown out. Whether an outage results in food being spoiled or a business not being able to operate, the results can be very damaging to those involved.

Positioned against these possibilities, backing up the main power source with a standby generator to provide insurance against outages makes sense. What doesn't make sense, is taking huge risks by living or operating a business without the insurance provided in the form of a standby generator.